SUNLAND.

The Best Mortgage in
St. Lucie County

Calculate your maximum home purchasing power, estimate FL property tax & insurance, and match with top 772 local lenders.

Free • Fast • 772 Local Lenders
SPONSORED 772 TOOL

Mortgage Purchasing Engine

Step1/ 4
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What is your total household annual income?

Pre-tax salary, bonuses, commissions, or combined household income.

Gross Household Annual Income
$85,000/ year
(~$7,083 gross monthly)
$35,000$150,000$350,000+
Live Estimated Purchasing Power
$339,000(~$2,631/mo)

St. Lucie Homebuying Guide & Tips

Essential facts for buying a home in Port St. Lucie, Fort Pierce, and Stuart.

🌴 St. Lucie Homestead Exemption

Florida offers up to a $50,000 Homestead Exemption on primary residences in St. Lucie County, lowering your annual property taxes after year one.

🎖️ 0% Down Military & Rural Loans

VA loans (for veterans) and USDA loans (for eligible suburban Treasure Coast zones) allow 100% financing with $0 down payment.

🏠 Hometown Heroes Down Payment Grant

Programs like Florida Hometown Heroes provide up to $35,000 in down payment assistance for local workers and first-time buyers.

⚡ Why 772 Local Pre-Approval?

Local St. Lucie sellers and Realtors prefer pre-approval letters from local 772 lenders who verify local comps and close reliably on time.